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A Richer Retirement

Supercharging the 4% Rule to Spend More and Enjoy More
By William P. Bengen
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Brief Description
NATIONAL BESTSELLERKnow exactly how much you can safely spend each year after you retire without outliving your nest egg. In A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, entrepreneur, researcher, and financial planner, William P. Bengen, delivers a straightforward, soup-to-nuts guide... Read More
Format: Hardback
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NATIONAL BESTSELLER

Know exactly how much you can safely spend each year after you retire without outliving your nest egg.

In A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More, entrepreneur, researcher, and financial planner, William P. Bengen, delivers a straightforward, soup-to-nuts guide for maximizing your withdrawals from your investment accounts during your retirement. The author explains how you can draw heavily on your retirement accounts without spending yourself into premature poverty.

This book is a comprehensive roadmap to constructing your personal retirement withdrawal plan. You'll learn how to compute a low-risk maximum withdrawal rate so that you can enjoy your retirement savings to the utmost. You'll also discover guidance on why and how to adjust your withdrawals during retirement to help make sure that your accounts last your entire life.

You'll also find:

  • The eight elements of a comprehensive personal retirement withdrawal plan
  • Techniques for selecting your withdrawal rate based on the eight elements, inflation, and stock market valuation
  • A template for your withdrawal plan that will help you recognise if you're overspending (or underspending!) and exactly how to address that issue

Perfect for well-informed laypeople entering, nearing, or in retirement, A Richer Retirement is a can't-miss retirement playbook for everyone who wants to make the most of their retirement savings without outliving their nest egg. It's also an essential read for financial professionals who serve clients in or close to retirement.

Book Details

INFORMATION

ISBN: 9781394343171

Publisher: John Wiley & Sons Inc

Format: Hardback

Date Published: 31 July 2025

Country: United States

Imprint: John Wiley & Sons Inc

Audience: General / adult

DIMENSIONS

Spine width: 23.0mm

Width: 160.0mm

Height: 229.0mm

Weight: 454g

Pages: 272

Collections

Best Sellers at Book Hero Finance & Economics Finance & Investment In Stock Books Mindset & Self Help Moving Day Sale Moving Day Sale: Books Moving Day Sale: Self-Help & Personal Development New Year, New You New Zealand's Best Selling Books Non-Fiction Personal Finance Self-Help & Personal Development William P. Bengen

About the Author

WILLIAM P. BENGEN is a financial researcher and former Certified Financial Planner licensee. He’s an expert in the sustainability of withdrawals from stock and bond portfolios and is frequently quoted in major financial publications. He’s a recipient of the NAPFA’s Robert J. Underwood Distinguished Service Award.

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