{"title":"Udeme Jonah","description":"\u003cp\u003e\u003cstrong\u003eUdeme Jonah\u003c\/strong\u003e offers insightful guides that inspire and empower readers to overcome financial challenges and build successful enterprises. Their work blends practical advice with motivational strategies tailored for aspiring entrepreneurs and business leaders.\u003c\/p\u003e\n\n\u003cp\u003eDelving into themes of resilience and innovation, the collection explores ways to navigate the complexities of business growth and personal finance. Ideal for those seeking to break new ground in their professional journey, these books provide a thoughtful roadmap to achieving financial independence.\u003c\/p\u003e","products":[{"product_id":"breaking-financial-barriers-by-udeme-jonah-9781837081790","title":"Breaking Financial Barriers","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003eStarting a business or ensuring a small business continues to operate successfully often requires taking out business loans, but are there systemic barriers to ethnic minority business owners in obtaining a loan? Focusing specifically on Scotland, the author draws on original research, including in-depth interviews and thematic analysis. The book highlights systemic barriers such as education, language proficiency, interest rates, trust issues, and residency requirements that hinder access to finance. The research also examines institutional factors like credit ratings, information asymmetry, and strict loan processes that disproportionately affect ethnic minority entrepreneurs.\u003c\/p\u003e\n\n\u003cp\u003eThe book offers readers a comprehensive overview of the difficulties faced by this demographic but also offers practical recommendations for policymakers, financial institutions, and community organisations to foster a more inclusive lending environment. In addressing both the micro-level challenges and macro-level systemic issues, this text aims to contribute to the broader discourse on financial inclusion, economic equity, and the role of small businesses in sustainable development.\u003c\/p\u003e\n\n\u003cp\u003eThe \u003cem\u003eInternational Studies in Small Business and Entrepreneurship Research\u003c\/em\u003e Series opens a new chapter, as it seeks to advance discussions that consolidate conventional knowledge. The purpose of this initiative is to invite new reflections on the nature of entrepreneurship and small business across contexts. The collections in this series aim to improve the theoretical rigour and practical relevance of the field. The emphasis is to advance contemporary contributions that matter for small business and entrepreneurship, by directing us to underexplored and under-theorised contexts.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Unknown","offers":[{"title":"Default Title","offer_id":47933918839020,"sku":"9781837081790","price":333.0,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/9781837081790-breaking-financial-barriers.jpg?v=1783883055"}],"url":"https:\/\/bookhero.pro\/collections\/udeme-jonah.oembed","provider":"Book Hero","version":"1.0","type":"link"}