{"title":"Serina Bird","description":"\u003cp\u003eWelcome to the author category for \u003cstrong\u003eSerina Bird\u003c\/strong\u003e, a treasured voice in the realm of personal finance and frugal living. Serina Bird is renowned for her practical and compassionate approach to personal development, helping individuals navigate through financial complexities with ease and enjoyment.\u003c\/p\u003e\n\n\u003cp\u003eHer insightful book, \u003cem\u003eHow to Pay Your Mortgage Off in 10 Years\u003c\/em\u003e, serves as a beacon of hope for those looking to achieve financial freedom and security. Packed with actionable strategies and expert advice, this book empowers readers to effectively manage their finances, offering a structured path to reducing mortgage debt in a surprisingly short timeline.\u003c\/p\u003e\n\n\u003cp\u003eThe journey continues with \u003cem\u003eThe Joyful Frugalista\u003c\/em\u003e, a delightful exploration of living joyfully and abundantly without breaking the bank. Serina Bird transforms the concept of frugality into an artful practice, helping readers find happiness and fulfilment in mindful financial choices.\u003c\/p\u003e\n\n\u003cp\u003eWhether you are embarking on a journey of self-help or seeking personal development guidance, Serina Bird's writings provide the perfect blend of instruction and inspiration. Dive into these valuable resources and start transforming your financial future today!\u003c\/p\u003e","products":[{"product_id":"how-to-pay-your-mortgage-off-in-10-years-by-serina-bird-9781922611796","title":"How to Pay Your Mortgage Off in 10 Years","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cb\u003e2024 Australian Business Book Awards - Finalist, personal finance category\u003c\/b\u003e\n\n\u003cp\u003eWould you like to pay your mortgage off faster and have more money to enjoy your life?\u003c\/p\u003e\n\n\u003cp\u003eThe average Australian mortgage is $601,797 over 30 years. Not only is this large—more than half a million dollars—but it's grown 36% over the past five years. This is daunting. For many people, it can feel like paying it off is impossible. But here's the good news: it is entirely possible to ditch your mortgage in ten years, and this book shows you how.\u003c\/p\u003e\n\n\u003cp\u003eIn \u003ci\u003eHow to Pay Your Mortgage Off in 10 Years\u003c\/i\u003e, bestselling finance author, money coach, and podcaster Serina Bird presents practical strategies, calculates the savings, and shares the steps she has used—and anyone can use—to become mortgage-free.\u003c\/p\u003e\n\n\u003cp\u003eIn this life-changing book you'll learn how to:\u003c\/p\u003e\n\n\u003cul\u003e\n  \u003cli\u003eHit your mortgage hard—and early\u003c\/li\u003e\n  \u003cli\u003eNegotiate a lower interest rate\u003c\/li\u003e\n  \u003cli\u003eUse micro-habits to make repayments faster\u003c\/li\u003e\n  \u003cli\u003eCut down your spending with frugalista shopping habits\u003c\/li\u003e\n  \u003cli\u003eUse your home to generate an income stream\u003c\/li\u003e\n  \u003cli\u003eKeep motivated when the going gets tough\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003eNot only that, but you'll also read about people who are actively smashing their mortgage and achieving their dream goals, showing you just how achievable it is.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Hachette Aotearoa New Zealand","offers":[{"title":"Default Title","offer_id":46868695548140,"sku":"9781922611796","price":37.99,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/14529083482872.jpg?v=1759765737"},{"product_id":"the-joyful-frugalista-by-serina-bird-9781760524197","title":"The Joyful Frugalista","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003eWho knew frugality could be so much fun?\u003c\/p\u003e\n\n\u003cp\u003eAustralians are amongst the wealthiest people on the planet, but for some reason, we don't like to think or talk about money. Once upon a time, thrift and frugality were celebrated as virtues - not anymore. When did 'frugal' become such a dirty word? It's time to reclaim it!\u003c\/p\u003e\n\n\u003cp\u003eWhen you respect and understand money, it almost magically transforms itself into something that grows exponentially. In \u003ci\u003eThe Joyful Frugalista\u003c\/i\u003e, \u003ci\u003eMoney Magazine's\u003c\/i\u003e Serina Bird shares myriad practical tips for saving money in small ways every day for a better, brighter future.\u003c\/p\u003e\n\n\u003cp\u003eDiscover inside:\u003c\/p\u003e\n\n\u003cul\u003e\n  \u003cli\u003eIdeas and resources for saving on everything from energy bills to weddings, clothing, and eating out\u003c\/li\u003e\n  \u003cli\u003eClever ways to cut down your waste\u003c\/li\u003e\n  \u003cli\u003eTips for embracing the joy of minimalism\u003c\/li\u003e\n  \u003cli\u003eWays to wring every drop of pleasure from the money you have\u003c\/li\u003e\n  \u003cli\u003eChallenges to help you live life better, including how to feed your family well on $50 per week\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003ci\u003eThe Joyful Frugalista\u003c\/i\u003e is the essential handbook to living frugally, mindfully, and with real joy on any budget.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Allen \u0026 Unwin","offers":[{"title":"Default Title","offer_id":46868872560876,"sku":"9781760524197","price":42.99,"currency_code":"NZD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/22628913482814.jpg?v=1759774027"}],"url":"https:\/\/bookhero.pro\/collections\/serina-bird.oembed","provider":"Book Hero","version":"1.0","type":"link"}