{"title":"Pascale Helyar-Moray OAM","description":"\u003cp\u003ePascale Helyar-Moray OAM is a dynamic author renowned for her engaging books that empower readers to take control of their financial lives. Her insightful works provide practical advice for individuals looking to improve their financial literacy and personal development.\u003c\/p\u003e\n\n\u003cp\u003eAmong her notable contributions is the book \u003cem\u003eRich Woman, Poor Woman\u003c\/em\u003e, a guide that contrasts financial habits and strategies of women from various backgrounds. Pascale's writing is characterised by a warm, accessible tone that makes financial concepts approachable for all. Her focus is on inspiring readers to understand and manage their personal finances, ultimately aiming to bridge the gender wealth gap.\u003c\/p\u003e\n\n\u003cp\u003ePerfect for those interested in self-help and personal development, Pascale's books are a treasure trove of knowledge. Whether you're a novice in personal finance or looking to refine your existing skills, her work provides valuable insights that can catalyse significant personal growth.\u003c\/p\u003e","products":[{"product_id":"rich-woman-poor-woman-by-pascale-helyar-moray-oam-9781923186231","title":"Rich Woman, Poor Woman","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003eRecord levels of women are retiring in poverty—the current figure is 1 in 6 in Australia. Should we be surprised when women earn less than men, shoulder the load when it comes to unpaid work at home, and take more and longer breaks from paid work to have children?\u003c\/p\u003e\n\n\u003cp\u003eThe difference between a rich woman and a poor woman is very often financial literacy. Australia has a superannuation system, the envy of many other countries in the world, and most of us don't understand it. Super school doesn't exist. Financial literacy as a wider topic has been taught in high schools since 2015 but, somehow, the crucial subject of superannuation is left out of the mix. \u003cem\u003eRich Woman, Poor Woman\u003c\/em\u003e addresses this knowledge gap.\u003c\/p\u003e\n\n\u003cp\u003eSuperannuation is a lot like exercise. We know that exercise has long-term health benefits, but the couch and a glass of wine seem so much more attractive after a hard day! However, if you start to introduce exercise into your day, it becomes a habit and you soon see positive change. Now, apply this thinking to saving for your financial security through superannuation. When you contribute to super, you (momentarily) feel good that you're putting some money aside for your later years. You give yourself a high-five for your sensible long-term thinking. As you continue to see money diverted into your superannuation account each payday, you get used to the idea, and start to think that (perhaps) it's not such a bad idea after all. The more your super balance grows, the more confident you become that you will be able to enjoy a comfortable lifestyle in later life.\u003c\/p\u003e\n\n\u003cp\u003eWell-researched, practical and written in an easy-to-read style, \u003cem\u003eRich Woman, Poor Woman\u003c\/em\u003e explores:\u003c\/p\u003e\n\n\u003cul\u003e\n  \u003cli\u003eWhat exactly is super, and how it can work harder for you\u003c\/li\u003e\n  \u003cli\u003eHow to adopt super money habits and make a plan to achieve financial independence\u003c\/li\u003e\n  \u003cli\u003eSet and forget strategies to grow your super faster\u003c\/li\u003e\n  \u003cli\u003eHacks for all ages: women in their 20s, 30s, 40s, 50s and 60s\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e","brand":"Hachette Aotearoa New Zealand","offers":[{"title":"Default Title","offer_id":46868772192492,"sku":"9781923186231","price":37.99,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/20273433482872.jpg?v=1759768821"}],"url":"https:\/\/bookhero.pro\/collections\/pascale-helyar-moray-oam.oembed","provider":"Book Hero","version":"1.0","type":"link"}