{"title":"Dave Ramsey","description":"\u003cp\u003e\u003cstrong\u003eDave Ramsey\u003c\/strong\u003e offers practical guidance on managing personal finances with clarity and confidence. His books focus on transforming debt habits, creating budgets, and building lasting financial security.\u003c\/p\u003e\n\n\u003cp\u003eReaders will find \u003cem\u003estep-by-step advice\u003c\/em\u003e designed to empower decision-making and promote long-term wealth through disciplined money management and purpose-driven planning.\u003c\/p\u003e","products":[{"product_id":"the-total-money-makeover-updated-and-expanded-by-dave-ramsey-9781400342525","title":"The Total Money Makeover Updated and Expanded","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003e\u003cstrong\u003e\u003cem\u003eNEW YORK TIMES\u003c\/em\u003e BESTSELLER\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eDo you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This \u003cem\u003eNew York Times\u003c\/em\u003e bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favourite \u003cstrong\u003epersonal finance expert\u003c\/strong\u003e, Dave Ramsey.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eBy now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. \u003cem\u003eThe Total Money Makeover\u003c\/em\u003e is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.\u003c\/p\u003e\n\n\u003cp\u003e\u003cem\u003eThe Total Money Makeover\u003c\/em\u003e will give you the tools and the encouragement you need to:\u003c\/p\u003e\n\n\u003cul\u003e\n  \u003cli\u003eDesign a sure-fire plan for paying off all debt—from your cars to your home and everything in between using the debt snowball method.\u003c\/li\u003e\n  \u003cli\u003eBreak bad habits and make lasting changes when it comes to your relationship with money.\u003c\/li\u003e\n  \u003cli\u003eRecognise the 10 most dangerous money myths.\u003c\/li\u003e\n  \u003cli\u003eSet aside enough money to pay for unexpected expenses and emergencies.\u003c\/li\u003e\n  \u003cli\u003eSave enough money for your retirement.\u003c\/li\u003e\n  \u003cli\u003eLive like no one else, so later you can LIVE (and GIVE) like no one else!\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003eThis new edition of \u003cem\u003eThe Total Money Makeover\u003c\/em\u003e includes new content that will help you tackle marriage conflict, college debt, and so much more.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"HarperCollins New Zealand","offers":[{"title":"Default Title","offer_id":46517697544428,"sku":"9781400342525","price":47.0,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/15793313482686.jpg?v=1748945076"},{"product_id":"the-total-money-makeover-workbook-updated-by-dave-ramsey-9781400350858","title":"The Total Money Makeover Workbook Updated","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003e\u003cstrong\u003eIntroducing Your Financial Solution\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eAre you tired of working hard day after day—and still feeling broke when you look at your bank account? Nationally syndicated radio host and money expert Dave Ramsey offers a step-by-step action plan to help you transform your finances in this essential companion piece to his \u003cem\u003eNew York Times\u003c\/em\u003e bestseller, \u003cem\u003eThe Total Money Makeover Updated and Expanded Edition\u003c\/em\u003e.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eThis newly updated workbook by Dave Ramsey provides a proven approach to achieve your financial goals by applying everything you learned in \u003cem\u003eThe Total Money Makeover Updated and Expanded Edition\u003c\/em\u003e. Packed with the latest stats on debt, credit, and wealth building, this workbook guides you through Ramsey’s straightforward game plan to change your money habits for good.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eAfter working through \u003cem\u003eThe Total Money Makeover Workbook\u003c\/em\u003e, you’ll be equipped to:\u003c\/strong\u003e\u003c\/p\u003e \n\n\u003cul\u003e \n    \u003cli\u003eRecognize the financial myths holding you back\u003c\/li\u003e \n    \u003cli\u003eKick debt out of your life forever\u003c\/li\u003e \n    \u003cli\u003eBuild up a buffer so emergencies become inconveniences\u003c\/li\u003e \n    \u003cli\u003eFund college for your kids the right way\u003c\/li\u003e \n    \u003cli\u003ePay off your mortgage faster than you imagined possible\u003c\/li\u003e \n    \u003cli\u003eMake a retirement and wealth-building plan for a future you can be excited about\u003c\/li\u003e \n\u003c\/ul\u003e \n\n\u003cp\u003e\u003cstrong\u003eTransform Your Life\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eThis isn't just about changing how you spend and save—it's about transforming your entire financial outlook. With thought-provoking questions and real-life success stories, this new and updated workbook will help you strengthen your money muscles and move that much closer to financial fitness!\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Arotahi Agency","offers":[{"title":"Default Title","offer_id":47773186719980,"sku":"9781400350858","price":42.0,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/9781400350858-the-total-money-makeover-workbook-updated.jpg?v=1782185112"}],"url":"https:\/\/bookhero.pro\/collections\/dave-ramsey.oembed","provider":"Book Hero","version":"1.0","type":"link"}