{"title":"Ashwin Ramachandran","description":"\u003cp\u003eWelcome to the Ashwin Ramachandran collection, where business vision meets entrepreneurial spirit. As a distinguished author in the realm of business and entrepreneurship, Ashwin Ramachandran offers invaluable insights into the rapidly evolving world of finance and digital currency.\u003c\/p\u003e\n\n\u003cp\u003eExplore key works such as \u003cem\u003eDeFi and the Future of Finance\u003c\/em\u003e, which delves into the transformative impact of decentralised finance on traditional financial systems. Ramachandran's expertise guides readers through the intricacies of blockchain technology and its potential to revolutionise the way we think about money.\u003c\/p\u003e\n\n\u003cp\u003eWhether you're an entrepreneur looking to stay ahead of the curve or a finance enthusiast keen on understanding the digital future, this collection provides a comprehensive and accessible exploration of the new financial frontier. Embark on a journey with Ashwin Ramachandran's work and equip yourself with the knowledge to navigate the complexities of modern finance.\u003c\/p\u003e","products":[{"product_id":"defi-and-the-future-of-finance-by-ashwin-ramachandran-9781119836018","title":"DeFi and the Future of Finance","description":"\u003cdiv class=\"book-description\"\u003e\n\u003cp\u003e\u003cstrong\u003eDuring the Global Financial Crisis in 2008, our financial infrastructure failed.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eGovernments bailed out the very institutions that let the economy down. This episode spurred a serious rethink of our financial system. Does it make any sense that it takes two days to settle a stock transaction? Why do retailers, operating on razor-thin margins, have to pay 3% for every customer credit card swipe? Why does it take two days to transfer money from a bank account to a brokerage—or any other company? Why are savings rates minuscule or negative? Why is it so difficult for entrepreneurs to get financing at traditional banks?\u003c\/p\u003e\n\n\u003cp\u003eIn \u003ci\u003eDeFi and the Future of Finance\u003c\/i\u003e, Campbell R. Harvey, Ashwin Ramachandran, and Joey Santoro introduce the new world of Decentralized Finance. The book argues that the current financial landscape is ripe for disruption and we are seeing, in real time, the reinvention of finance.\u003c\/p\u003e\n\n\u003cp\u003eThe authors provide the reader with a clear assessment of the problems with the current financial system and how DeFi solves many of these problems. The essence of DeFi is that we interact with peers—there is no brick and mortar and all of the associated costs. Savings and lending are reinvented. Trading takes place with algorithms far removed from traditional brokerages.\u003c\/p\u003e\n\n\u003cp\u003eThe book conducts a deep dive on some of the most innovative protocols, such as Uniswap and Compound. Many of the companies featured in the book you might not have heard of—however, you will in the future.\u003c\/p\u003e\n\n\u003cp\u003eAs with any new technology, there are a myriad of risks, and the authors carefully catalogue these risks and assess which ones can be successfully mitigated.\u003c\/p\u003e\n\n\u003cp\u003eIdeally suited for people working in any part of the finance industry as well as financial policy makers, \u003ci\u003eDeFi and the Future of Finance\u003c\/i\u003e gives readers a vision of the future. The world of finance will fundamentally be changed over the coming decade. The book enables you to become part of the disruption—not the target of the disruption.\u003c\/p\u003e\n\u003c\/div\u003e","brand":"Unknown","offers":[{"title":"Default Title","offer_id":46854443466988,"sku":"9781119836018","price":50.99,"currency_code":"NZD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0705\/7784\/8556\/files\/9781119836018.jpg?v=1759241875"}],"url":"https:\/\/bookhero.pro\/collections\/ashwin-ramachandran.oembed","provider":"Book Hero","version":"1.0","type":"link"}